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Privacy Policy

Your privacy matters to us. Learn how we collect, use, and protect your personal information.

Effective Date: January 15, 2025 | Last Updated: January 15, 2025

Introduction

Welcome to breltonivahub (breltonivahub.sbs). We're committed to protecting your privacy and ensuring transparency about how we handle your personal information. This privacy policy explains our practices regarding the collection, use, storage, and protection of your data when you use our financial valuation platform and services.

By accessing or using our services, you agree to the collection and use of information in accordance with this policy. If you disagree with any part of this privacy policy, please do not use our services.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when registering for our services, subscribing to our newsletter, or contacting us. This includes:

Name and contact information (email address, phone number, postal address)
Professional information (job title, company name, industry)
Account credentials (username, password)
Payment information (processed securely through third-party payment processors)
Communication preferences and marketing consent

Usage Information

We automatically collect certain information about your use of our services, including:

Device information (IP address, browser type, operating system)
Website usage data (pages visited, time spent, click patterns)
Session information (login times, feature usage, course progress)
Performance data (load times, error reports, system diagnostics)

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and analyze site usage. These technologies help us remember your preferences, understand user behavior, and improve our services.

How We Use Your Information

We use your information solely for legitimate business purposes and never sell your personal data to third parties for marketing purposes.

Your information is used for the following purposes:

Service Delivery: Providing access to our financial valuation courses, webinars, and educational content
Account Management: Creating and maintaining your user account, processing payments, and managing subscriptions
Communication: Sending important updates, educational content, and responding to your inquiries
Improvement: Analyzing usage patterns to enhance our services and develop new features
Security: Protecting against fraud, unauthorized access, and maintaining platform security
Legal Compliance: Meeting regulatory requirements and legal obligations

Data Sharing and Disclosure

We maintain strict controls over your personal information and only share it in the following circumstances:

Service Providers

We may share your information with trusted third-party service providers who assist us in operating our platform, conducting business, or servicing you. These providers are bound by confidentiality agreements and are prohibited from using your information for any other purpose.

Service Type Purpose Data Shared
Payment Processing Secure payment transactions Name, email, billing information
Email Services Course updates and communications Name, email address, preferences
Analytics Website performance analysis Anonymized usage data
Cloud Storage Data backup and accessibility Encrypted user data

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities, including to meet national security or law enforcement requirements.

Data Security

We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices include:

Encryption: All data is encrypted in transit and at rest using industry-standard protocols
Access Controls: Strict authentication and authorization procedures limit access to authorized personnel only
Regular Audits: Ongoing security assessments and vulnerability testing
Secure Infrastructure: Hosting on secure, regularly updated servers with firewall protection
Staff Training: Regular security awareness training for all team members

Your Rights and Choices

You have several rights regarding your personal information. We respect these rights and provide mechanisms for you to exercise them:

Access and Portability

You have the right to request access to your personal information and receive a copy of the data we hold about you. You can also request that we transfer your data to another service provider in a commonly used format.

Correction and Updates

If any of your personal information is inaccurate or incomplete, you have the right to request correction or update of such information. You can update most information directly through your account settings.

Deletion Rights

You may request deletion of your personal information, subject to certain exceptions for legal, accounting, or security purposes. We will honor valid deletion requests within 30 days.

Marketing Communications

You can opt out of receiving marketing communications from us at any time by clicking the unsubscribe link in our emails or contacting us directly. Please note that you may still receive transactional communications related to your account.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements.

Data Type Retention Period Basis for Retention
Account Information Active account + 3 years Service provision and legal requirements
Payment Records 7 years Financial and tax compliance
Course Progress Active account + 1 year Service continuity
Marketing Data Until consent withdrawn Marketing consent

International Data Transfers

Our services are primarily operated from Australia, and your information may be transferred to, stored, and processed in Australia or other countries where our service providers operate. We ensure that any international transfers comply with applicable privacy laws and include appropriate safeguards.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated policy on our website and updating the effective date.

Significant changes will be communicated to you via email or prominent notice on our website at least 30 days before the changes take effect. Your continued use of our services after the effective date constitutes acceptance of the updated policy.

Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of any third-party sites you visit.

Contact Us

If you have any questions about this privacy policy, your rights, or our privacy practices, please contact us:

Phone: +61 756 551 800
Address: 204-206 Windermere St, Ballarat Central VIC 3350, Australia

We aim to respond to all privacy-related inquiries within 10 business days.